jebadiah04
Rooster Snorkler
- 849
- 27
Tomorrow a fella is coming by to (hopefully) drop the hammer on purchasing my truck.
I've contacted the bank which my truck is financed through, Wells Fargo Dealer Services, and asked them how to proceed should this guy hand me money. Of coarse they provided almost no help whatsoever. I told them I got online and found my payoff amount. The customer service representative told me that she couldn't provide any further information other than what's on the website. Of coarse I pried and pried but I think she was a little bit slow, lazy, or was on a huge meth deprived low. I asked her if I can go down to the local branch and pay it off there. Of coarse she said no. I have to mail them a check. Wait for the title.
This makes no sense to me. Last time I sold a vehicle I owed on I went down to the bank I had it financed through and gave them the check from the bank the buyer financed it through and they gave me cash back and sent the title to his bank. Lickaty-split. Done in 10 minutes tops, handed the dude the keys and he gave me a ride home on his new car. And I filled up his tank.
So how should I handle this?
He is financing it. If he hands me a check for xxxx do I just deposit it into my account, wait for it to clear, make the final payment on the truck, wait for the title, send him the title?
Sounds like his bank won't be super happy about that.
And it's gonna take him a while to get a title, and I won't know if his check will clear until he has the truck.
I've contacted the bank which my truck is financed through, Wells Fargo Dealer Services, and asked them how to proceed should this guy hand me money. Of coarse they provided almost no help whatsoever. I told them I got online and found my payoff amount. The customer service representative told me that she couldn't provide any further information other than what's on the website. Of coarse I pried and pried but I think she was a little bit slow, lazy, or was on a huge meth deprived low. I asked her if I can go down to the local branch and pay it off there. Of coarse she said no. I have to mail them a check. Wait for the title.
This makes no sense to me. Last time I sold a vehicle I owed on I went down to the bank I had it financed through and gave them the check from the bank the buyer financed it through and they gave me cash back and sent the title to his bank. Lickaty-split. Done in 10 minutes tops, handed the dude the keys and he gave me a ride home on his new car. And I filled up his tank.
So how should I handle this?
He is financing it. If he hands me a check for xxxx do I just deposit it into my account, wait for it to clear, make the final payment on the truck, wait for the title, send him the title?
Sounds like his bank won't be super happy about that.
And it's gonna take him a while to get a title, and I won't know if his check will clear until he has the truck.